Joelle was on the launch team for the What the Hack podcast, so she knows a thing or two about scams. But when her credit card was hit for thousands of dollars, even we didn’t know what happened–that is, until Travis figured it out (sort of).

The amount of information floating around after more than a decade of major compromises and breaches would make anybody’s head spin. Identity thieves are enjoying a golden age of data availability and they’re using it to defraud even the savviest consumers.

Listen to this week’s episode to learn a new home truth: Just as water can always find a way, data leaks will always make us pay. We are all future victims waiting for the right scammer to find us.

This week’s Tin Foil Swan: Don’t reuse your PIN codes (duh).

“What the Hack with Adam Levin” is available wherever you get your podcasts. If you like it, consider rating us on your favorite podcast service or writing a review. It really helps people find the show.

Read the transcript.

Adam Levin is the former Director of Consumer Affairs for the State of New Jersey, serial entrepreneur and author of Swiped, which he wrote with his sidekick, writer and cyber mensch, Beau Friedlander. With expert commentary from Travis “Here’s What Actually Happened” Taylor, the show gets everything sorted out—or not—but either way you’re going to have a great time. Something weird happen to you? We’ve got your back.

What the Hack with Adam Levin is a production of Loud Tree Media and is produced by Andrew Steven.