Here at What the Hack with Adam Levin we’ve been preaching forever and a day that you should never use your debit card when a credit card will do just as well. If you listen to the show you already know why. Credit cards simply offer more robust consumer protections than debit cards. The teenage son of this week’s guest learned this lesson the hard way.

Also discussed: How much money have you had secretly siphoned from your bank account?

Read the transcript here.

Adam Levin is the former Director of Consumer Affairs for the State of New Jersey, serial entrepreneur and author of Swiped, which he wrote with his sidekick, writer and cyber mensch, Beau Friedlander. With expert commentary from Travis “Here’s What Actually Happened” Taylor, the show gets everything sorted out—or not—but either way you’re going to have a great time. Something weird happen to you? We’ve got your back.

What the Hack with Adam Levin is a production of Loud Tree Media in collaboration with Larj Media.